The insurance carrier assigns a claims adjuster to manage your case. They’ll work with you and any legal counsel needed throughout the process.
Your insurance policy is here to protect you—but to ensure coverage, it’s important to report claims or subpoenas properly and promptly.
Every policy is a little different, so please review your policy’s claim reporting requirements carefully.
When submitting a potential claim or subpoena, please provide:
Include as much background information as possible. This helps claim counsel understand the situation and respond appropriately. Missing details may delay the process—or affect coverage.
Important: Do not assume your submission was received until you get a confirmation from our office or the carrier.
Need Help? McGowan Professional is here to support you. If you have questions or need assistance, please don’t hesitate to contact us, 1-866-262-7542
The insurance carrier assigns a claims adjuster to manage your case. They’ll work with you and any legal counsel needed throughout the process.
If you become aware of an incident during your policy period that could reasonably lead to a claim, report it as soon as possible, and no later than the end of the current policy term.
Yes—if the subpoena involves a client and could potentially lead to a claim, you should report it. Some policies also include subpoena coverage, which can reimburse expenses related to responding. Reporting it activates that benefit.
What happens after I report a claim?
McGowan Professional will notify your carrier. A claims representative from the carrier will follow up with you. You may receive a “Reservation of Rights” letter—this means the carrier has received your claim but is reviewing whether coverage applies.
Usually, no. If legal representation is needed, the insurance carrier will assign defense counsel as part of your coverage.
Sometimes. Carriers prefer to use their panel counsel—law firms experienced in specific claim types and with pre-approved billing rates. Some carriers may allow outside counsel if they meet those standards and are approved.